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Our Product is Service

We are not your traditional health insurance broker. Our team of seasoned health insurance professionals endeavors to save you substantial premium dollars with the implementation of our proprietary strategic approach.  We use the health insurance carriers rating methodologies  against them and to our client's benefit.  We reach beyond the insurance companies and the rates with a sophisticated approach that literally takes premium dollars from the insurance carriers and puts them into the pocket of our customers.  We are not shy about taking tax dollars from the government either. We will help you to leverage the tax codes to the full benefit of your firm and its employees.

John Mulgrave
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John is committed to the battle of managing and mitigating the escalating cost drivers for providing employee healthcare for family-owned businesses and corporations that are unwilling to accept double-digit rate increases year in and year out.

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